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Home Ownership: Are You Prepared?

You can find out by asking yourself some questions:

  • Do I have a steady source of income (usually a job) Have I been employed on a regular basis for the last 2-3 years Is my current income reliable
  • Do I have a good record of paying my bills
  • Do I have few outstanding long-term debts, like car payments
  • Do I have money saved for a down payment
  • Do I have the ability to pay a mortgage every month, plus additional costs

    If you can answer "yes" to these questions, you are probably ready to buy your own home.

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